My money…
Fri 01 January 2010
, MariePauline Luger, Dorieke Mulder, Vrouw & Geldzaken
Ever thought about your own spending behaviour? How would you best describe your –money- relationship?
My money and me...:
If you see something you like, do you buy it? Happy that your credit card passes the verification process? Do you make a budget that you stick to while shopping for what you need. Do you know exactly what comes in and goes out every month? Or do you recognise you find it difficult to spent money because you’re hoping for a better offer that might appear next week? Easier to spent money on family, friends and charity than for yourself? And how about your friends are they the type that conveniently disappears to the loo when the bill arrives? Do they meticulously pay the precise amount for their meal or gladly pay for others too? You probably recognise these types in your circles... but how about yourself?
Kids & their money:
Look at –your- kids. The way they are with money tells you all about their money relationship... Kids that never have money and kids that have their bank account filled and still go for more. Kids that have no idea of the costs of their jeans and kids that know exactly where to go to buy a branded jeans at a right price. Kids that are too careful to spend their money (what if something better shows up...)
Good or bad?
It is easy to judge between good and bad behaviour, but it’s more important that you understand YOUR type. If you understand your own behaviour it is easier to avoid the traps and to be aware of the consequences of your behaviour.
Openness
Money is a topic that we are not very open about. It is a very personal matter. In the Dutch culture it is easier to tell your boss that you are pregnant than to discuss a salary increase.... This is contrary to conversations you can have in the US with a stranger... After how are you, where are you from and what do you do for a living, it wouldn’t be surprising if people ask how much you earned.....? Would that make you feel uncomfortable? What would you answer? Would you be open? Or would you change the subject...
Your behavior!
If you would like to see that money is working for you.. you do need to understand your own relationship with money…..if you recognize it and start dealing with it your behavior will change and finally you´ll see that money starts playing another role in your life. So start studying your own behavior today!
Be honest with yourself. Write down what you feel after a purchase or after the decision not to purchase... Also look at the reason behind your decision.
Every day is a good day to start! Just do it for 2 weeks and it will give you a great insight into your relationship with your money... Another way to become more conscious of your own behaviour is to start talking about money. Try it out on strangers, family and friends. You will be surprised that in just a few weeks you will become more aware about what money does to you and you will discover whether you have a healthy and balanced money relationship or not...
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